Let’s clear something up:

Financial freedom isn’t about luck, inheritance or overnight success. It’s a system. One that anyone can follow — but very few do. It is boring, it takes effort and time. It is not a getting rich quick scheme.

Inflation isn’t just an abstract economic concept or a force of nature, it quietly erodes your purchasing power, diminishing your savings over time. But where exactly does inflation come from, and how can you protect yourself?

How long does it take to double your money? This trick will show you — without a calculator. The Rule of 72 helps you estimate how many years it will take to double your money based on a fixed annual return.

What they are, why they exist and how to decode all the jargon.

If you’ve ever opened your brokerage account and looked at ETFs, you’ve probably been overwhelmed by names like:

“iShares MSCI World UCITS ETF (Acc) – USD (Dist)”

…or codes like IE00B4L5YC18 or LU0274208692.

This guide will make sense of it all. Simple, clear, and practical.

Choosing a broker can feel overwhelming — so many platforms, so many fees.

But if you get this right, you’ll:

- ✅ Save money on fees

- ✅ Access the ETFs you really want

- ✅ Easily set up long-term savings plans

Understanding Bitcoin’s price cycles — and what they’re telling us right now.

Bitcoin is once again at all-time highs. You’re seeing the headlines. You’re hearing the buzz. Maybe you're even feeling FOMO.

But a deeper question is rising beneath the surface:

Is it too late to buy Bitcoin now? Is the big opportunity over — or is this just the beginning?

Most people aren’t choosing their lives. They’re just following scripts they didn’t write.

You go to school.

You get the degree.

You get the job.

You pay your taxes.

You maybe travel a little.

Then what?

We call this “life” — but for many, it’s just autopilot.

In Part 1, we explored the historical foundations of today’s global financial system — from Bretton Woods to fiat currencies and the rise of inflation and debt.

Today, we zoom in on 2025:

- Why is Bitcoin at $117,000+?

- Why are governments and institutions suddenly embracing Bitcoin?

- What is the U.S. Strategic Bitcoin Reserve — and why does it matter?

Let’s break it down in plain English.

So, you’ve finally decided to dip your toes into Bitcoin, but you don’t want to mess around with USB sticks, cold wallets, or cryptic seed phrases (or you might not even know what I am talking about and that's okay). You’re not alone.

This guide walks you through how to buy your first Bitcoin safely and easily using a centralized exchange (CEX). No advanced tech skills required, no crypto bro jargon. Just a clear path to owning a piece of the most powerful monetary revolution of our time.

We work hard. We deserve nice things. We want to be able to finally afford the designer bag. And be a part of the group that can afford designer bags. Show with pride what we achieved. But what starts as a well-earned treat often turns into a trap. This is lifestyle creep — where our spending quietly expands with our income, leaving us stuck on a treadmill instead of building real freedom.

Let’s break this down.

Bitcoin has captured headlines for over a decade, but how should we really think about it—as a speculative craze, or as a legitimate asset class? If you’re building a portfolio and exploring alternatives beyond stocks, bonds, and real estate, understanding Bitcoin’s role is essential. Let’s break down Bitcoin’s characteristics, risks, and potential so you can make an informed decision.

You’ve read the books. You’ve taken the courses. Listened to the podcasts, did the meditations. You know you should cancel that subscription, check your bank balance, ask for the raise, open the investment account.

And yet - you don’t.

Instead, you tidy your inbox. Refill your coffee. Check Instagram. Tell yourself, “I’ll do it tomorrow when I feel more ready.”

But tomorrow comes, and the to-do still lingers. You don’t lack knowledge (okay, maybe a little). In any case, you also lack something else - something deeper.

If you want to grow your money but don’t know where to start, you’re not alone. This guide explains the six main types of assets that ordinary people like you and me invest in: real estate, gold, stocks, ETFs, bonds and Bitcoin. You’ll learn what they are, why they have value, how risky they are and how you can buy them, without needing a financial advisor or expensive middlemen. This is for you if you’re completely new to investing and want to feel confident about taking that first step.

The Hidden Problem

We’re taught that self-care is bubble baths, candles, maybe yoga on a good day. Or taking ourselves out to go shopping for shoes. Remember Carrie Bradshaw in Sex And The City when she realizes that she spent 40,000 US dollars on shoes? 100 pairs à 400 USD each. You can literally see the coin drop when she does the math in her head.

Money gets its value not from what it is made of, but from the trust people place in it and the systems that uphold that trust. Whether it's gold coins or paper bills, value is ultimately a social agreement backed by institutional credibility, scarcity, and utility.

That anxiety isn’t about money.  

It’s about meaning. And if you’re human, you probably attach a lot of meaning to money and the number on your bank account.

Most people have this one corner in their “life garden” they don’t touch. And more often than not, that corner is money.

We avoid it. Outsource it. Tell ourselves we’re “not good with it.”
Or that we’ll get to it later.
Or that it’s just not who we are.

But here’s the thing: the part of your life you avoid the most?
That’s usually the one that’s most ready to grow.

Money can feel like a big, unsolvable mystery.

It’s everywhere. It’s flowing or stuck. We love it, hate it, chase it, fear it. We say it doesn’t matter, but then why does it shape so much of our lives?

Most of us never really got a chance to understand money. Like truly understand it. Inflation, interest rates, housing bubbles, what the Fed or the European Central Bank are doing, Bitcoin, recessions - what does any of that mean, really? And how does it affect your day-to-day life? Honestly… most of us are just nodding along in confusion.

If you're looking to dip your toes into the world of cryptocurrency, I encourage you to listen to this 10 minute podcast on the Bitcoin white paper and see for yourself how this technology can empower you and give you the financial freedom you deserve. It's a revolution, and you can be a part of it.