Once you start investing, you’ll want to check your portfolio all the time.

You’ll see prices go up, down, sideways and your emotions with them.

That’s normal.

But here’s the truth most people never learn…

Before you invest in anything, you need to know why you’re investing.

Because investing isn’t about chasing trends or beating the market.

It’s about aligning your money with your life — your values, your time, your plans.

Everything starts with you.

Inflation sounds technical and like something central banks deal with, not you.

But in reality, it’s the most important concept to understand if you want to stay free.

Because inflation doesn’t just make things more expensive.

It makes your money worth less. Slowly, silently, every day.

Money isn’t just about numbers.
It’s about decisions under uncertainty.

Every investment you make sits on the spectrum between risk and reward. Understanding where you fit on that spectrum is the key to building a strategy that actually works for you — not just what others say is “smart.”

For thousands of years, gold has been money. Kings hoarded it, wars were fought over it, and until 1971 the U.S. dollar itself was backed by gold.

Bitcoin, on the other hand, is only 16 years old. Yet in 2025, it is seriously challenging gold as the world’s store of value.

Let's talk number.

Not everyone starts early with investing. Especially women push this topic aside, telling themselves they are not good with numbers. Maybe it is uncomfortable to look at the reality of things - and you might have a sense for it already, that's probably why you avoid it. Or you might get letters from your pension fund and assume the numbers they show you must be a joke. But they're probably not. Unfortunately.

Let’s clear something up:

Financial freedom isn’t about luck, inheritance or overnight success. It’s a system. One that anyone can follow — but very few do. It is boring, it takes effort and time. It is not a getting rich quick scheme.

Inflation isn’t just an abstract economic concept or a force of nature, it quietly erodes your purchasing power, diminishing your savings over time. But where exactly does inflation come from, and how can you protect yourself?

How long does it take to double your money? This trick will show you — without a calculator. The Rule of 72 helps you estimate how many years it will take to double your money based on a fixed annual return.

What they are, why they exist and how to decode all the jargon.

If you’ve ever opened your brokerage account and looked at ETFs, you’ve probably been overwhelmed by names like:

“iShares MSCI World UCITS ETF (Acc) – USD (Dist)”

…or codes like IE00B4L5YC18 or LU0274208692.

This guide will make sense of it all. Simple, clear, and practical.

Choosing a broker can feel overwhelming — so many platforms, so many fees.

But if you get this right, you’ll:

- ✅ Save money on fees

- ✅ Access the ETFs you really want

- ✅ Easily set up long-term savings plans

Understanding Bitcoin’s price cycles — and what they’re telling us right now.

Bitcoin is once again at all-time highs. You’re seeing the headlines. You’re hearing the buzz. Maybe you're even feeling FOMO.

But a deeper question is rising beneath the surface:

Is it too late to buy Bitcoin now? Is the big opportunity over — or is this just the beginning?

In Part 1, we explored the historical foundations of today’s global financial system — from Bretton Woods to fiat currencies and the rise of inflation and debt.

Today, we zoom in on 2025:

- Why is Bitcoin at $117,000+?

- Why are governments and institutions suddenly embracing Bitcoin?

- What is the U.S. Strategic Bitcoin Reserve — and why does it matter?

Let’s break it down in plain English.

So, you’ve finally decided to dip your toes into Bitcoin, but you don’t want to mess around with USB sticks, cold wallets, or cryptic seed phrases (or you might not even know what I am talking about and that's okay). You’re not alone.

This guide walks you through how to buy your first Bitcoin safely and easily using a centralized exchange (CEX). No advanced tech skills required, no crypto bro jargon. Just a clear path to owning a piece of the most powerful monetary revolution of our time.

We work hard. We deserve nice things. We want to be able to finally afford the designer bag. And be a part of the group that can afford designer bags. Show with pride what we achieved. But what starts as a well-earned treat often turns into a trap. This is lifestyle creep — where our spending quietly expands with our income, leaving us stuck on a treadmill instead of building real freedom.

Let’s break this down.

Bitcoin has captured headlines for over a decade, but how should we really think about it—as a speculative craze, or as a legitimate asset class? If you’re building a portfolio and exploring alternatives beyond stocks, bonds, and real estate, understanding Bitcoin’s role is essential. Let’s break down Bitcoin’s characteristics, risks, and potential so you can make an informed decision.

You’ve read the books. You’ve taken the courses. Listened to the podcasts, did the meditations. You know you should cancel that subscription, check your bank balance, ask for the raise, open the investment account.

And yet - you don’t.

Instead, you tidy your inbox. Refill your coffee. Check Instagram. Tell yourself, “I’ll do it tomorrow when I feel more ready.”

But tomorrow comes, and the to-do still lingers. You don’t lack knowledge (okay, maybe a little). In any case, you also lack something else - something deeper.

If you want to grow your money but don’t know where to start, you’re not alone. This guide explains the six main types of assets that ordinary people like you and me invest in: real estate, gold, stocks, ETFs, bonds and Bitcoin. You’ll learn what they are, why they have value, how risky they are and how you can buy them, without needing a financial advisor or expensive middlemen. This is for you if you’re completely new to investing and want to feel confident about taking that first step.

The Hidden Problem

We’re taught that self-care is bubble baths, candles, maybe yoga on a good day. Or taking ourselves out to go shopping for shoes. Remember Carrie Bradshaw in Sex And The City when she realizes that she spent 40,000 US dollars on shoes? 100 pairs à 400 USD each. You can literally see the coin drop when she does the math in her head.