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Bitcoin as an Asset Class: Risks, Volatility, and the Case for (or Against) Exposure

Bitcoin has captured headlines for over a decade, but how should we really think about it—as a speculative craze, or as a legitimate asset class? If you’re building a portfolio and exploring alternatives beyond stocks, bonds, and real estate, understanding Bitcoin’s role is essential. Let’s break down Bitcoin’s characteristics, risks, and potential so you can make an informed decision.

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What Gives Money Its Value, Really?

Money gets its value not from what it is made of, but from the trust people place in it and the systems that uphold that trust. Whether it's gold coins or paper bills, value is ultimately a social agreement backed by institutional credibility, scarcity, and utility.

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The Plant You Forgot to Water

Most people have this one corner in their “life garden” they don’t touch. And more often than not, that corner is money.

We avoid it. Outsource it. Tell ourselves we’re “not good with it.”
Or that we’ll get to it later.
Or that it’s just not who we are.

But here’s the thing: the part of your life you avoid the most?
That’s usually the one that’s most ready to grow.

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