Inflation isn’t just an abstract economic concept or a force of nature, it quietly erodes your purchasing power, diminishing your savings over time. But where exactly does inflation come from, and how can you protect yourself?

What they are, why they exist and how to decode all the jargon.

If you’ve ever opened your brokerage account and looked at ETFs, you’ve probably been overwhelmed by names like:

“iShares MSCI World UCITS ETF (Acc) – USD (Dist)”

…or codes like IE00B4L5YC18 or LU0274208692.

This guide will make sense of it all. Simple, clear, and practical.

Most people aren’t choosing their lives. They’re just following scripts they didn’t write.

You go to school.

You get the degree.

You get the job.

You pay your taxes.

You maybe travel a little.

Then what?

We call this “life” — but for many, it’s just autopilot.

Money can feel like a big, unsolvable mystery.

It’s everywhere. It’s flowing or stuck. We love it, hate it, chase it, fear it. We say it doesn’t matter, but then why does it shape so much of our lives?

Most of us never really got a chance to understand money. Like truly understand it. Inflation, interest rates, housing bubbles, what the Fed or the European Central Bank are doing, Bitcoin, recessions - what does any of that mean, really? And how does it affect your day-to-day life? Honestly… most of us are just nodding along in confusion.