What they are, why they exist and how to decode all the jargon.

If you’ve ever opened your brokerage account and looked at ETFs, you’ve probably been overwhelmed by names like:

“iShares MSCI World UCITS ETF (Acc) – USD (Dist)”

…or codes like IE00B4L5YC18 or LU0274208692.

This guide will make sense of it all. Simple, clear, and practical.

Choosing a broker can feel overwhelming — so many platforms, so many fees.

But if you get this right, you’ll:

- ✅ Save money on fees

- ✅ Access the ETFs you really want

- ✅ Easily set up long-term savings plans

If you want to grow your money but don’t know where to start, you’re not alone. This guide explains the six main types of assets that ordinary people like you and me invest in: real estate, gold, stocks, ETFs, bonds and Bitcoin. You’ll learn what they are, why they have value, how risky they are and how you can buy them, without needing a financial advisor or expensive middlemen. This is for you if you’re completely new to investing and want to feel confident about taking that first step.